Our Commitment

Responsible Funding

Our Commitment

Responsible Funding

Paymentschimp is dedicated to providing funding in a responsible manner, in addition to adhering to stringent industry standards and rigorous accreditation. This is the only thing we can do for our valued customers.

We strive to be as open as possible, providing you with accurate and relevant information to allow you to make an informed decision, both in hard copy and through email and phone contact.

While we take our responsibilities as a finance provider very seriously, the Merchant Cash Advance industry is currently unregulated.

Providing Funding the Right Way


Paymentschimp Advances are provided after rigorous due diligence to ensure that any form of funding is appropriate for you and your company. We need to make sure the repayments are fair for both you and us. It's important that you maintain financial control and don't commit to anything that isn't right for you.

We'll talk about your company in detail to get a better understanding of how it works, and we'll try to be as adaptable as possible to your needs. We employ a range of methods to define and ensure an overall evaluation of your organisation and application.

We will scan both corporate and consumer credit bureaus, leaving a record of the search on both credit files, but neither credit score will be affected. We can also contact trade references with your permission. We will ensure that all correspondence is transparent and understandable, and that all documents are written in plain English.

If you have trouble repaying your cash advance, we ask that you contact us at every phase of the process. Our mission is to always collaborate with you and do all we can to come up with a fair payment plan. We don't want to punish businesses; instead, we'd like to collaborate with them.

If we have to reject a Merchant Cash Advance, we will not do so lightly. Our decision would be beneficial to both of us, but more importantly, it would protect you. In any case, we will clarify why we are unable to assist you and keep you updated.

Act Responsibly - Your Part


We specialise in assisting companies with Merchant Cashflow Advances, which allows them to expand and produce amazing things. We will behave responsibly and transparently, and we expect the same from others.

Before you agree to funding, consider the following:

  • Are you able to make the repayments?
  • Do you have a plan in place in case you get into financial difficulties in the future?
  • Is there something you know that could impact your ability to repay?

Consider this before continuing because we want to make sure you've thought through it and how borrowing money of any kind affects you and your company. Always keep in mind the possible dangers and the long-term consequences for your financial well-being.

We are an expert team of professionals working in finance to make card payments and business financing readily available, flexibly, easily accessible, and with complete transparency.

Address: Church Farm, Coughton Fields Lane, Coughton, Alcester,
Warwickshire B49 6BS